Retirement: What’s a millennial to do?

I remember those first few real paychecks when I got out of college. It felt like I had all the money in the world! I got a cheap apartment near the Susquehanna River in Harrisburg, I could go out with my friends after work, even take weekend trips down to DC every now and then. Soon though, reality set in: I had a load of student loan debt to deal with. Another important reality hit me several years later: I also needed to save for retirement.