IRA

  • Is Retirement Security Attainable for Americans?

    Americans are woefully unprepared for retirement.  It’s not a fact that’s comfortable to face, but the truth is evident. As we continue to observe National Retirement Security Month, today we’ll explore the stark reality of retirement insecurity for countless hard-working…

  • UPDATE: ProPublica Reveals How the Wealthy Use Roth IRAs to Avoid Paying Taxes

    In July, we wrote about ProPublica’s series exposing that the ultra-rich are using Roth IRAs as a tax-free piggy bank. In the original reporting and blog post below, you’ll see that wealthy businessman Peter Thiel has a Roth IRA with…

  • This Week in Pensions: August 20, 2021
    This Week in Pensions

    Welcome to this week’s edition of This Week in Pensions! This is the news you need to know in the fight for a secure retirement.  Before you dive into our top stories from this week, check out some stories of…

  • ProPublica Reveals How the Wealthy Use Roth IRAs to Avoid Paying Taxes
    Tax Day and public pensions

    The dream of a secure retirement is out of reach for most Americans. Fifty-seven percent of workers do not have anything saved for retirement. Voters across party lines overwhelmingly agree that the nation faces a retirement security crisis.  However, the…

  • Retirement Planning

    When a full-time employee starts a new position that includes a retirement benefit, their employer will usually introduce them to their retirement package in their first few days on the job. During this time, it can be easy for one…

  • National Retirement Security Week, Part Two
    retirement

    This week is National Retirement Security Week! Proclaimed by an official declaration from Congress in 2016, each year supporters of 401(k)-style defined contribution plans use this week to promote their products. We’ve decided to take back retirement security from the…

  • How the Republican Tax Plan Would Hurt Retirement Savings
    Tax Day and public pensions

    This week there has been a lot of discussion about the forthcoming Republican tax reform plan. In particular, there has been significant coverage of President Trump’s tweet about 401(k)s and protecting their current tax status. The president’s tweet has prompted…

  • The State of Retirement Security in the United States
    Retirement Security Week

    This week is National Retirement Security Week. Every year this week is used by the financial industry to promote retirement savings through their products and services. While we applaud the goal of promoting adequate retirement savings for all Americans, the…

  • An Update on Secure Choice Retirement Savings Plans
    Secure Choice retirement savings plans

    We first discussed Secure Choice plans back in March of this year. At the time, Congress was moving forward with repealing Obama-era regulations that would have made it easier for states to establish these plans. Unfortunately, Congress passed and President…

  • Raising the Cap on 401(k)s Won’t Solve Retirement Crisis
    Retirement savings

    As we discussed last week, the evidence continues to grow that 401(k)s and other defined contribution plans do not provide a secure retirement for working families. Despite this mounting evidence, some have pushed for more contributions to 401(k)-style plans, as…